Stay ahead
of the month.
A budgeting app for Indian families. When money comes in, you decide what each rupee is for, before you spend it. Your family can use the same budget with you.
↑ 60 days free. No card. Then ₹199 a month for the whole family.
Knowing what you spent in September does not plan October.
What an expense tracker set aside
What Ahead set aside
₹0
₹18,000
It put the bill in the right category, on the day it came.
₹1,500 every month for a year, for a premium you knew was coming.
Most money apps read your bank statements and sort your spending into categories. That is useful, but it only tells you what has already happened.
The hard months are usually not the ones where you ate out too much. They are the months when a hospital bill comes, school fees are due, or the insurance premium has to be paid. These do not come every month, but you know they will come.
So Ahead helps you save for them before they come. You put a little aside every month, and it stays there. When the ₹18,000 bill arrives, the money is already waiting.
In the app these are called True Expenses, and they are set up for you on day one: health insurance, medical, vehicle service, home repairs and a festival fund.
Will your money last until your next salary?
−₹15,850
Lowest balance · Monday 30 November
You have ₹49,550 today. Your salary of ₹90,000 comes on the 1st, and your rent, EMI and daily spending come out of it. On 20 November, a ₹48,000 insurance premium is also due. You can pay it, but after that there is not enough left for the rest of the month. If you spend what you have budgeted, you will be ₹15,850 short on 30 November, the day before your next salary. Your bank balance cannot show you this. Ahead shows it today, so you have time to plan for it.
−₹15,850
on 30 November, the day before your next salary
Your bank balance shows what you have today. This shows the day you will have the least.
It only uses what you have entered: your salary, bills, EMIs and budget. It never guesses your income from past months.
If you have not set up your salary, it tells you, so a missing entry does not look like a real problem.
It gives no advice. It shows you the day, and you decide what to change.
Every rupee has a place.
When money comes in, you split it across your categories until nothing is left to assign. Money you do not spend stays in its category for next month. Savings goals work the same way: a festival fund is a category with a target.
of ₹30,000 by 25 December
Add ₹7,500 a month for 3 months, starting now, to get there
- Youowner
- Husband or wifepartner
- Mom or dadviewer
Your husband or wife can budget just like you, but cannot handle billing or invite people. Your mom or dad can see everything and change nothing.
Lent money to your brother? Ahead keeps track.
You lent your brother Rahul ₹50,000. He pays you back ₹4,442.44 a month. Ahead works out the schedule, records each repayment and always shows what he still owes.
If Rahul uses Ahead too, the loan can show in both your budgets. When he records a repayment, it counts only after you agree. Only that loan is shared, and only if you both say yes.
What Ahead does not do.
Some of these are our choice. Some are not built yet, and we say which.
Ahead does not read your bank account, UPI messages or SMS. You enter your spending yourself. We never hold your bank login, so there is nothing to steal.
No investment tracking, credit score or insurance quotes. Ahead is only a budget.
No scores, no streaks and no advice. Ahead shows you the numbers and you decide.
Ahead works in the browser on your phone or computer. You can add it to your home screen, but it is not in the app stores.
One price, per household.
Not per person. Up to four people in your family can use Ahead for one price.
Everything on the pricing page- Trial
- 60 days, no card
- Monthly
- ₹199
- Yearly
- ₹1,499
- Lifetime
- ₹4,999, paid once
- People included
- Up to four, at one price
- If you stop paying
- View only. Nothing is deleted.
- Export
- Always works
Questions
All of themNo, and that is on purpose. Ahead never asks for your bank login, and it does not read your bank account, UPI messages or SMS. You enter what you spend yourself, or import the statement file you download from your bank. Either way you look at each one, which helps you notice where your money goes.
Yes. Cash is an account like any other. Add to it when you withdraw money, spend from it at the vegetable market or on an auto, and check it against what is in your wallet.
Yes, that is how Ahead works. Up to four people can use one budget. Each person is an owner, a partner or a viewer, and what each role can do is checked on our server.
You can still see your budget, but you cannot change it. Nothing is deleted, and you can still download all your data at any time.