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What the balances on an account mean
Cleared is what your bank shows. Working balance also counts what you entered that the bank has not shown yet. Not yet due is the part dated in the future.
Cleared, uncleared and working
Cleared is money your bank has seen. Uncleared is what you entered that the bank has not shown yet, like a card payment still pending or a cheque not yet cashed. Working balance is the two together: what you really have.
| What happens | Cleared | Uncleared | Working balance |
|---|---|---|---|
| Your bank shows ₹40,000 | ₹40,000 | ₹0 | ₹40,000 |
| You pay ₹1,200 by card, still pending | ₹40,000 | −₹1,200 | ₹38,800 |
| The bank shows the payment, so you tick it | ₹38,800 | ₹0 | ₹38,800 |
Your bank shows ₹40,000
- Cleared
- ₹40,000
- Uncleared
- ₹0
- Working balance
- ₹40,000
You pay ₹1,200 by card, still pending
- Cleared
- ₹40,000
- Uncleared
- −₹1,200
- Working balance
- ₹38,800
The bank shows the payment, so you tick it
- Cleared
- ₹38,800
- Uncleared
- ₹0
- Working balance
- ₹38,800
The dot beside each transaction shows which it is. Click it to tick a transaction off when your bank shows it.
Not yet due
A transaction dated in the future, like a cheque you have written for next week, counts in the working balance straight away, because that money is already promised. Not yet due shows how much of the working balance that is.
When it does not match your bank
- Working balance is lower than my bank's
- Look at Uncleared and Not yet due. That money is already promised, even though your bank has not taken it yet.
- Cleared does not match my bank
- A transaction is missing or different. Reconcile to find the difference.
Read next
- Matching your bank balanceTick transactions off as your bank shows them, then reconcile: enter the balance from your bank, and Ahead finds any difference.
- Adding a spend or incomeRecord each spend with the category it comes out of. Income with no category goes to Left to assign; money coming back to a category is a refund.
- Importing a bank statementOpen the account, press Import statement and drop in the PDF, Excel or CSV your bank gave you. Ahead shows every row first and adds nothing until you press Import.
Still stuck?
Write to us and a person answers. If you use Ahead, Support in the app is quickest.