Was it worth it? Rating what you bought

Open Worth it?. On a phone it is under More. Thirty days after you spend more than ₹5,000 on something, it appears under Waiting on you.

Give it one to five stars. One star means you regret it. Five means it was worth every rupee. Ahead asks a month later on purpose: by then you know if you really use it.

If you do not want to answer, press Skip. Skipped purchases are under Skipped, and you can still rate them there.

Money coming in, transfers between your own accounts, credit card bill payments, and spending without a category are left out.

So is spending in a category group marked Essential, such as rent or EMIs. You could not have skipped those, so there is nothing to rate. To mark a group, open Settings → Categories and turn on Essential for it.

Open Settings → Preferences and change Ask me about purchases over. It is one amount for the whole household. A lower amount brings more purchases in, straight away.

You regretted adds up purchases you gave one or two stars. Three stars counts as neither regretted nor worth it.

Regret rate is worked out by money, not by how many purchases. One regretted ₹80,000 phone counts for more than six regretted ₹900 meals.

The list under Where it disappoints, worst first shows each category's average stars and what you spent in it. That list is the useful part: it shows where your money often goes on things you do not value.