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When a category is overspent
The category goes red. Cover it now from another category or from your money left to assign, or leave it, and your household's Overspending setting decides what happens next month.
Covering it now
When a category goes below ₹0, the top of the Budget says, for example, 1 category needs attention. Open it and press Cover it next to the category.
In the Cover window
- Under Take it from, choose Left to assign or a category with money to spare. Ahead starts with the one most likely to cover it.
- Check How much. It starts at what the category is short, or at what the other one has, if that is less.
- Press Move ₹….
If nothing has money to spare, Ahead says so. You can take money back from a category you can do without this month, or leave the overspend for next month.
If you leave it for next month
What happens is set once for the household, in Settings → Household → Overspending. The household's owner chooses one of two.
| What happens | Groceries |
|---|---|
| End of this month | −₹460 |
| Next month you add ₹8,000 | ₹7,540 |
End of this month
- Groceries
- −₹460
Next month you add ₹8,000
- Groceries
- ₹7,540
The category that went over pays it back from next month's money. The overspend stays where it happened, so it is easy to see.
| What happens | Groceries | Left to assign |
|---|---|---|
| End of this month | −₹460 | ₹2,000 |
| Next month starts | ₹0 | ₹1,540 |
End of this month
- Groceries
- −₹460
- Left to assign
- ₹2,000
Next month starts
- Groceries
- ₹0
- Left to assign
- ₹1,540
Groceries starts next month at ₹0, and the ₹460 comes out of your money left to assign.
On a credit card
It works the same way. The category you spent from goes red, and you cover it like any other. The card's own line is not affected.
Read next
- How Ahead worksMoney arrives in Left to assign. You decide where every rupee goes by moving it into categories, and you spend from those categories.
- Filling every target in one goPress Fund the targets on the Budget screen. Ahead shows where the money would go, and nothing moves until you press Assign.
Still stuck?
Write to us and a person answers. If you use Ahead, Support in the app is quickest.